Product Document

Home Buildings & Contents Insurance
Effective for policies starting from 1st January 2022

	Product Disclosure Statement (PDS) & Financial Services Guide (FSG)	Target Market Determination (TMD)
Accidental Damage	PDS/FSG	TMD (buildings & contents) TMD (buildings only) TMD (contents only)
Listed Events	PDS/FSG	TMD (buildings & contents) TMD (buildings only) TMD (contents only)
Basic	PDS/FSG	TMD (buildings & contents) TMD (buildings only) TMD (contents only)

Landlord Insurance
Effective for policies starting from 1st January 2022

	Product Disclosure Statement (PDS) & Financial Services Guide (FSG)	Target Market Determination (TMD)
Accidental Damage	PDS/FSG	TMD (buildings & contents) TMD (buildings only) TMD (contents only)
Listed Events	PDS/FSG	TMD (buildings & contents) TMD (buildings only) TMD (contents only)
Basic	PDS/FSG	TMD

Motor Insurance
Effective for policies starting from 1st January 2022

	Product Disclosure Statement (PDS) & Financial Services Guide (FSG)	Target Market Determination (TMD)
Comprehensive Plus Comprehensive Third Party Property Damage	PDS/FSG	TMD

Commercial Motor Insurance
Effective for policies starting from 1st January 2022

	Product Disclosure Statement (PDS) & Financial Services Guide (FSG)	Target Market Determination (TMD)
Comprehensive Third Party Fire & Theft Third Party Only	PDS/FSG	TMD

Business Insurance
Effective for policies starting from 1st January 2022

	Product Disclosure Statement (PDS) & Financial Services Guide (FSG)	Target Market Determination (TMD)
Business Insurance	PDS/FSG	TMD